I know one thing that has remained on the list of many I talk to; that is, doing their funeral planning. I often see people at church, at the market or at a social event, and it is not uncommon for someone to say "I need to come and see you." They want to either pre-plan for themselves or for a loved one. It is easy to put this off, but the time is now, to gather your papers, thoughts, wishes and courage, and do this. Take care of your funeral planning business in advance. It is a gift to those you love.
At the very least you want to make sure there is enough life insurance to cover your funeral services: be it no service and cremation or a traditional church service with viewing and burial. The costs of these services can range from approximately $1,800.00 to $12,000.00 or more. It all depends on the choices you make.
Are you prepared in the event a close family member dies without insurance? Is your family prepared if you stepped out of the picture? If your answer is no, you have an opportunity to get prepared now.
Among the many benefits of pre-need funeral planning are: 1) it educates you on your options, what is required and re: what information is needed for records at the time. 2) it helps you prepare for a cost that is inevitable and continues to rise. Plans are available that allow you to pay monthly, that grow in interest. 3) it relieves your loved ones of added stress and strife, at time of passing. This gives you both peace of mind now, knowing that these matters are taken care of. 4) it allows many of you to cross a significant item off of your "to do" list.
Your mortuary counselor is knowledgeable and ready to guide you in your pre-planning. Procrastinate no longer. Get around to it. No more "Oops I didn't do it, again." Call your mortuary counselor today.