If you aren’t getting benefi ts from Social Security (or the RRB) at least 4 months before you turn 65, you'll need to sign up with Social Security to get Parts A and B. However, depending on the size of the employer, you may be able to delay Parts A and B without having to pay a penalty if you enroll later. Should I get Parts A & B?
Most people should enroll in Medicare Part A (Hospital Insurance) when they're first eligible, but certain people may choose to delay Medicare Part B (Medical Insurance). In most cases, it depends on the type of health coverage you may have.
If you choose to get Part B , You must pay your Part B premium every month for as long as you have Part B (even if you don’t use it).
If you're currently working, and have coverage through your job, The size of the employer determines whether you may be able to delay Part A and Part B without having to pay a penalty if you enroll later.
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